Mortgage Tips

Whether you’re a first-time homebuyer, planning to refinance, or upgrading to a larger home, we can offer you a hassle-free, money saving experience. We feature nationally-competitive rates, low closing costs, a well-diversified product line and flexible qualifying guidelines. In addition, credit union members pay no intangible tax (on Georgia properties); banks, brokers and other mortgage companies must collect this tax.

Should You Refinance?
As mortgage rates decline to the lowest levels in a generation, homeowners are flocking to trade in their high-rate mortgage for a lower-loan rate. It can be a smart move—if you take the time to examine all the facts before you sign the new loan documents.
>> Click here to learn more about refinancing options

Now is the Time to Buy
While rates are at historical all-time lows, refinancing or purchasing your first home is a great option. In a time when mortgage loans are limited and hard to find, check out why it’s better to go with your neighborhood credit union.
>> Click here to learn more about buying a home through a credit union